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	<title>Renee Darata</title>
	<link>http://www.reneedarata.com</link>
	<description>One Agent - All Your Insurance Needs</description>
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		<title>Dentists Are Small Business Owners</title>
		<description><![CDATA[Dentists graduate from Dental School and frequently open up a private practice. They hire staff and may have their office manager handle their insurance needs. Dentists should have regular reviews of their policy and as their business expands, they may need to &#8230; <a href="http://www.reneedarata.com/2012/01/dentists-are-small-business-owners/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2012/01/dentists-are-small-business-owners/</link>
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		<title>Small Business Insurance</title>
		<description><![CDATA[Today I stopped by several dental offices.  Outwardly, they were very similar. Shining plaques outside the door with the dentist&#8217;s name engraved, waiting rooms  created by a professional designer, a reception counter where patients checked in, business cards on the counter, a &#8230; <a href="http://www.reneedarata.com/2012/01/small-business-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2012/01/small-business-insurance/</link>
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		<title>Health Insurance</title>
		<description><![CDATA[Medicare and Medicaid business is 42 % of large health insurance carriers revenues. This is an increase of 6 % since 3 years ago. This may be a trend, to increase the share of government programs, after health care reform &#8230; <a href="http://www.reneedarata.com/2012/01/health-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2012/01/health-insurance/</link>
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		<title>Insurance Carriers Had Record Year For Weather Disasters</title>
		<description><![CDATA[2011 saw twisters,snow, drought, flooding and wildfire disasters in the United States. 12 disasters that exceeded $52 billion dollars in damages. This is more weather catastrophes,(that each caused at least 1 billion dollars of damage),than the entire decade of 1980-1989. &#8230; <a href="http://www.reneedarata.com/2012/01/insurance-carriers-had-record-year-for-weather-disasters/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2012/01/insurance-carriers-had-record-year-for-weather-disasters/</link>
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		<title>Buying Life Insurance</title>
		<description><![CDATA[]]></description>
		<link>http://www.reneedarata.com/2011/12/buying-life-insurance/</link>
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		<title>Insurance Claims after a Catastrophe</title>
		<description><![CDATA[Joplin, MO experienced a devastating tornado earlier this year. Three small insurance carriers are now  insolvent and are being acquired by Missouri Farm Bureau. Missouri Farm Bureau will settle any outstanding claims of the three insolvent carriers. Small insurance carriers &#8230; <a href="http://www.reneedarata.com/2011/12/insurance-claims-after-a-catastrophe/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2011/12/insurance-claims-after-a-catastrophe/</link>
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		<title>Medicare &amp; Paying for HealthCare Reform</title>
		<description><![CDATA[Effective January 1st, Doctors who see Medicare recipients will see  a 27.5% decrease in fee reimbursements. Meanwhile, AARP has ads warning lawmakers not to cut Medicare. They are reminding Congress there are 50 million Seniors out there. Seniors who try and navigate &#8230; <a href="http://www.reneedarata.com/2011/12/medicare-paying-for-healthcare-reform/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2011/12/medicare-paying-for-healthcare-reform/</link>
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		<title>Buying General Liability Insurance</title>
		<description><![CDATA[Let&#8217;s say you decide to start a business. You shop for office space and get ready to sign a lease.  The building owner, or Property Management Company wants you to provide General Liability Insurance.  You will need to consult with &#8230; <a href="http://www.reneedarata.com/2011/12/buying-general-liability-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2011/12/buying-general-liability-insurance/</link>
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		<title>Choosing Your Medicare Benefits</title>
		<description><![CDATA[ Seniors have a limited window of time each year,to make changes to their Medicare Benefits. The Annual Election Period, or AEP, is coming to a close in 6 days.  Seniors will be locked in to their current plan choice or &#8230; <a href="http://www.reneedarata.com/2011/12/choosing-your-medicare-benefits/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2011/12/choosing-your-medicare-benefits/</link>
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		<title>Health Professionals-Setting up the Practice</title>
		<description><![CDATA[The busy small business owner setting up their office gives little thought to insurance.  They may call around and get a few bids and then make a purchase. (maybe over the phone, with an out of state agency) Let&#8217;s compare this &#8230; <a href="http://www.reneedarata.com/2011/11/health-professionals-setting-up-the-practice/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.reneedarata.com/2011/11/health-professionals-setting-up-the-practice/</link>
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