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Category Archives: Uncategorized
Dentists Are Small Business Owners
Dentists graduate from Dental School and frequently open up a private practice. They hire staff and may have their office manager handle their insurance needs. Dentists should have regular reviews of their policy and as their business expands, they may need to … Continue reading
Health Insurance
Medicare and Medicaid business is 42 % of large health insurance carriers revenues. This is an increase of 6 % since 3 years ago. This may be a trend, to increase the share of government programs, after health care reform … Continue reading
Insurance Carriers Had Record Year For Weather Disasters
2011 saw twisters,snow, drought, flooding and wildfire disasters in the United States. 12 disasters that exceeded $52 billion dollars in damages. This is more weather catastrophes,(that each caused at least 1 billion dollars of damage),than the entire decade of 1980-1989. … Continue reading
Why Did My Insurance Premium Go Up?
The Texas wildfires burned over 1,400 homes recently. State Farm is the state’s largest insurer, with Farmers Insurance Group being number two. This year alone, State Farm has paid out 410 million dollars in home claims and 115 million dollars … Continue reading
High Gas Prices? Buying a Scooter?
Not everyone will insure scooters. This increasingly popular mode of transportation can be easily insured through Foremost Insurance Company. Scooters can be written with just Liability and Uninsured Motorist and Underinsured Motorist Coverage. We can also write Comprehensive and Collision … Continue reading
Flood Danger-Californians Hammered By Rain
California Insurance Commisioner reminds homeowners that their homeowner’s insurance typically does not cover flooding. Homeowner’s should evaluate their risk for flooding and contact an agent to discuss flood insurance. Flood Insurance typically has a 30 day waiting period. For further … Continue reading
Medicare Advantage Plans Exiting Market
People have been telling me that they have received letters from their Medicare Advantage Plans, telling them they will not be renewing their contract with CMS for 2011, and to make another choice during the annual election period. The marketplace … Continue reading
How do I Buy A Surety Bond?
Surety Bonds are an extension of credit in the form of a guarantee. Bonds are not insurance. Individuals and corporations can purchase a bond. The party that purchases the bond is called the principal. The party requiring the bond is … Continue reading