Category Archives: Uncategorized

Dentists Are Small Business Owners

Dentists graduate from Dental School and frequently open up a private practice. They hire staff and may have their office manager handle their insurance needs. Dentists should have regular reviews of their policy and as their business expands, they may need to … Continue reading

Uncategorized

Health Insurance

Medicare and Medicaid business is 42 % of large health insurance carriers revenues. This is an increase of 6 % since 3 years ago. This may be a trend, to increase the share of government programs, after health care reform … Continue reading

affordable health insurance, Uncategorized

Insurance Carriers Had Record Year For Weather Disasters

2011 saw twisters,snow, drought, flooding and wildfire disasters in the United States. 12 disasters that exceeded $52 billion dollars in damages. This is more weather catastrophes,(that each caused at least 1 billion dollars of damage),than the entire decade of 1980-1989. … Continue reading

Business Income, General Liability, Homeowners Insurance, Liability Insurance, Small Business Owner, Uncategorized

Why Did My Insurance Premium Go Up?

The Texas wildfires burned over 1,400 homes recently. State Farm is the state’s largest insurer, with Farmers Insurance Group being number two. This year alone, State Farm has paid out 410 million dollars in home claims and 115 million dollars … Continue reading

Insurance Claims, Uncategorized ,

High Gas Prices? Buying a Scooter?

Not everyone will insure scooters. This increasingly popular mode of transportation can be easily insured through Foremost Insurance Company. Scooters can be written with just Liability and Uninsured Motorist and Underinsured Motorist Coverage. We can also write Comprehensive and Collision … Continue reading

Uncategorized

Flood Danger-Californians Hammered By Rain

California Insurance Commisioner reminds homeowners that their homeowner’s insurance typically does not cover flooding. Homeowner’s should evaluate their risk for flooding and contact an agent to discuss flood insurance. Flood Insurance typically has a 30 day waiting period. For further … Continue reading

Uncategorized

Medicare Advantage Plans Exiting Market

People have been telling me that they have received letters from their Medicare Advantage Plans, telling them they will not be renewing their contract with CMS for 2011, and to make another choice during the annual election period. The marketplace … Continue reading

Medicare Advantage Plans, Uncategorized , , ,

How do I Buy A Surety Bond?

Surety Bonds are an extension of credit in the form of a guarantee. Bonds are not insurance. Individuals and corporations can purchase a bond. The party that purchases the bond is called the principal. The party requiring the bond is … Continue reading

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