Buying General Liability Insurance

Renee Darata — Fri, 02 Dec 2011 12:14:14 +0000

Let’s say you decide to start a business. You shop for office space and get ready to sign a lease. The building owner, or Property Management Company wants you to provide General Liability Insurance. You will need to consult with an insurance agent and provide a copy of the lease requirements as there are diffferent levels of insurance. Also, they will need to add the owner or property management company as an additional insured to the insurance contract. Be prepared to provide a FEIN#, and to complete an application.

Choosing a Business for a Home Repair

Renee Darata — Thu, 07 Jan 2010 01:19:27 +0000

It’s a new year and you decided to remodel your kitchen, or replace your deck. You’ve made some phone calls and are trying to decide who to hire for the job.

First- Do they have General Liability Insurance?

What about Work Comp?

If their employee gets hurt on your premises and their employer didn’t provide work comp, they may try and file a claim against your homeowners insurance.

What if they damaged your property when they installed your tile? Broke a water pipe under the floor, or spilled grout on your carpet?

Their business liability insurance would pay for the damages to your property.

Always ask for proof of insurance when hiring a business to do a home repair.

Contact Renee, your Small Business Specialist, with questions-

Renee Darata » Proof of Insurance

Buying General Liability Insurance

Choosing a Business for a Home Repair