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	<title>Renee Darata &#187; Mitigation</title>
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	<description>One Agent - All Your Insurance Needs</description>
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		<title>Insurance Claims from Herriman Fires?</title>
		<link>http://www.reneedarata.com/2010/09/insurance-claims-from-herriman-fires/</link>
		<comments>http://www.reneedarata.com/2010/09/insurance-claims-from-herriman-fires/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 21:36:06 +0000</pubDate>
		<dc:creator>Renee Darata</dc:creator>
				<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[Mitigation]]></category>
		<category><![CDATA[covered peril]]></category>
		<category><![CDATA[evacuation order]]></category>
		<category><![CDATA[herriman utah]]></category>
		<category><![CDATA[machine gun fire]]></category>
		<category><![CDATA[smoke damage]]></category>

		<guid isPermaLink="false">http://www.reneedarata.com/?p=332</guid>
		<description><![CDATA[As the evacuation order is lifted from the Machine Gun Fire in Herriman Utah, and families return home, they will likely discover soot and smoke damage to the inside of their homes. Smoke damage is a covered peril on most &#8230; <a href="http://www.reneedarata.com/2010/09/insurance-claims-from-herriman-fires/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>As the evacuation order is lifted  from the Machine Gun Fire in Herriman Utah, and families return home, they will likely discover soot and smoke damage to the inside of their homes.  Smoke damage is a covered peril on most insurance policies and consumers will discover they need the services of a professional to adequately clean up the damage.</p>
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		<title>WHAT NOT TO DO WHEN YOU HAVE A FLOOD-Part 2</title>
		<link>http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-2/</link>
		<comments>http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-2/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 19:11:52 +0000</pubDate>
		<dc:creator>Renee Darata</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[Mitigation]]></category>
		<category><![CDATA[water damage]]></category>

		<guid isPermaLink="false">http://www.reneedarata.com/?p=209</guid>
		<description><![CDATA[First, please contact your insurance agent.  Many homeowners try and clean up the water themselves and then end up filing a claim anyway.  They didn&#8217;t save any $$, because their deductible still applies.  In fact, the claim may be more &#8230; <a href="http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>First, please contact your insurance agent. </p>
<p>Many homeowners try and clean up the water themselves and then end up filing a claim anyway.  They didn&#8217;t save any $$, because their deductible still applies.  In fact, the claim may be more expensive because the damage is greater.  The longer water sits, the more damage.</p>
<p>Ask your agent  if they have a preferred vendor or if they have a recommendation.</p>
<p>Most restoration companies today can remediate the damage quickly and prevent mold growth.</p>
<p>Most importantly, they can get your life back to normal.</p>
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		<title>WHAT NOT TO DO WHEN YOU HAVE A FLOOD- Part 1</title>
		<link>http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-1/</link>
		<comments>http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-1/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 01:17:40 +0000</pubDate>
		<dc:creator>Renee Darata</dc:creator>
				<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[Mitigation]]></category>
		<category><![CDATA[flood]]></category>
		<category><![CDATA[mold]]></category>
		<category><![CDATA[water damage]]></category>
		<category><![CDATA[water restoration]]></category>

		<guid isPermaLink="false">http://www.reneedarata.com/?p=149</guid>
		<description><![CDATA[Do not try and clean up the water yourself!! Do not hire a carpet cleaner to vacuum up the water. Do not clean up the water and place an ordinary house fan out to dry out the carpet. This is &#8230; <a href="http://www.reneedarata.com/2010/02/what-not-to-do-when-you-have-a-flood-part-1/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Do not try and clean up the water yourself!!</p>
<p>Do not hire a carpet cleaner to vacuum up the water.</p>
<p>Do not clean up the water and place an ordinary house fan out to dry out the carpet.</p>
<p>This is a recipe for <strong>mold.</strong></p>
<p>Yes, <strong>black mold.</strong></p>
<p>Insurance policies now exclude mold damage and it is very expensive to eradicate.</p>
<p>Stay tuned for Part 2.</p>
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