Archive for 'Mitigation'
WHAT NOT TO DO WHEN YOU HAVE A FLOOD-Part 2
February 12th, 2010. Published under Homeowners Insurance, Insurance Claims, Mitigation, blog. No Comments.
First, please contact your insurance agent.
Many homeowners try and clean up the water themselves and then end up filing a claim anyway. They didn’t save any $$, because their deductible still applies. In fact, the claim may be more expensive because the damage is greater. The longer water sits, the more damage.
Ask your agent if they have a preferred vendor or if they have a recommendation.
Most restoration companies today can remediate the damage quickly and prevent mold growth.
Most importantly, they can get your life back to normal.
WHAT NOT TO DO WHEN YOU HAVE A FLOOD- Part 1
February 1st, 2010. Published under Homeowners Insurance, Insurance Claims, Mitigation. No Comments.
Do not try and clean up the water yourself!!
Do not hire a carpet cleaner to vacuum up the water.
Do not clean up the water and place an ordinary house fan out to dry out the carpet.
This is a recipe for mold.
Yes, black mold.
Insurance policies now exclude mold damage and it is very expensive to eradicate.
Stay tuned for Part 2.
