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	<title>Renee Darata &#187; Home based business</title>
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	<description>One Agent - All Your Insurance Needs</description>
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		<title>Does a home based business need a small business insurance policy?</title>
		<link>http://www.reneedarata.com/2009/12/does-a-home-based-business-need-a-small-business-insurance-policy/</link>
		<comments>http://www.reneedarata.com/2009/12/does-a-home-based-business-need-a-small-business-insurance-policy/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 01:00:16 +0000</pubDate>
		<dc:creator>Renee Darata</dc:creator>
				<category><![CDATA[blogs]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[General Liability]]></category>
		<category><![CDATA[Home based business]]></category>
		<category><![CDATA[Liability Insurance]]></category>
		<category><![CDATA[Small Business Owner]]></category>
		<category><![CDATA[business data]]></category>
		<category><![CDATA[business inventory]]></category>

		<guid isPermaLink="false">http://www.reneedarata.com/?p=84</guid>
		<description><![CDATA[Most people do not understand the difference between personal insurance and business insurance.   A homeowners policy would not generally cover home-based business losses.  If you have a business with inventory, you are especially at risk for an uninsured loss.  A home based business &#8230; <a href="http://www.reneedarata.com/2009/12/does-a-home-based-business-need-a-small-business-insurance-policy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Most people do not understand the difference between personal insurance and business insurance.   A homeowners policy would not generally cover home-based business losses.  If you have a business with inventory, you are especially at risk for an uninsured loss.  A home based business should have a policy covering  business property, professional liability, personal injury, loss of business data, crime and theft..</p>
<p>A small business owner who has a home based business needs to consult with a insurance agent to determine their insurance needs.</p>
<p>RENEE DARATA</p>
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