Renee Darata

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Archive for 'Dental Insurance'

What You Need to Know Before You Purchase Dental Insurance

June 21st, 2010. Published under Dental Insurance. No Comments.

Individual dental insurance plans are offered through several insurance carriers in the State of Utah.

Here are a few things to consider when choosing a plan:

Waiting periods; usually 6-18 months for basic and major coverage. Preventative coverage is usually offered immediately.

Co-Pays and Co-Insurance-This is the portion you pay after the dedectible (if any)

Maximum Annual Benefit: Typically $1,000, but I am seeing plans that go up to $1500

Deductibles: Typicaly $25-50 per person.

An Insurance Agent can help you choose the plan that is right for you. There is no discount if you shop on your own.

For further information on specific plans and coverages contact Renee Darata @ 801.748.0500 today.