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Category Archives: Business
Small Business Insurance
Today I stopped by several dental offices. Outwardly, they were very similar. Shining plaques outside the door with the dentist’s name engraved, waiting rooms created by a professional designer, a reception counter where patients checked in, business cards on the counter, a … Continue reading
Insurance Carriers Had Record Year For Weather Disasters
2011 saw twisters,snow, drought, flooding and wildfire disasters in the United States. 12 disasters that exceeded $52 billion dollars in damages. This is more weather catastrophes,(that each caused at least 1 billion dollars of damage),than the entire decade of 1980-1989. … Continue reading
Buying General Liability Insurance
Let’s say you decide to start a business. You shop for office space and get ready to sign a lease. The building owner, or Property Management Company wants you to provide General Liability Insurance. You will need to consult with … Continue reading
Small Business Liability-Why do I need it?
Small Business Liability Insurance protects a business from paying out of pocket on a negligent act. Take this case of insurance fraud. Carla Patterson, from Virginia, allegedly found a rodent in her soup while dining at a Cracker Barrel restaurant. … Continue reading
Insurance Rates to Rise by 2012?
Insurance companies have 2 ways to make money. Through the premiums charged to consumers and businesses and also through the income made on reserves they have on hand to pay out catastrophic claims. Reserves have declined for some carriers which … Continue reading
Auto Insurance, boat insurance, Commercial Auto Insurance, Dental Insurance, Earthquake Insurance, Family health insurance, Flood Insurance, Homeowners Insurance, Landlord Insurance, Liability Insurance, Life Insurance, Medicare Advantage Plans, Renters Insurance
insurance policies, insurance rates, insurance reserves
Recent Winter Storms can Sideline a Business
Many business owners look at the bottom line and buy the cheapest insurance. Then Mother Nature throws them a curveball. Business Owners with business income coverage (without a waiting period) would be able to receive income even though they are … Continue reading
Inventory Record for Insurance Claims
Have you ever really thought about replacing everything in your home? If you suffered a fire, or explosion, chances are you would lose a lot of your “stuff”. We each own different things, but they have meaning for us and … Continue reading
Choosing a Business for a Home Repair
It’s a new year and you decided to remodel your kitchen, or replace your deck. You’ve made some phone calls and are trying to decide who to hire for the job. First- Do they have General Liability Insurance? What … Continue reading
Why Should I Buy Landlord Insurance?
Whether you own a single family home or a duplex, you need to insure the property differently than you would an owner occupied home. A Landlord policy insures the structure, usually includes a minimal amount of personal property coverage, (covering … Continue reading