-
Main Menu
Categories
February 2012 M T W T F S S « Jan 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
Category Archives: blogs
What to do when you are rear-ended in an auto accident!
This morning I had two phone calls between 8:00 and 8:30 AM from clients who were rear ended. If you want your car repaired by the negligent party, here are some tips for you: Carry a camera or have a … Continue reading
Why Should I Buy Landlord Insurance?
Whether you own a single family home or a duplex, you need to insure the property differently than you would an owner occupied home. A Landlord policy insures the structure, usually includes a minimal amount of personal property coverage, (covering … Continue reading
Buying an Affordable Family Health Insurance Policy
Many families are struggling to keep their health insurance. Here are a few factors to consider: Reapply with the same carrier-you are placed within a risk pool when you first buy the policy. That risk pool may have a higher … Continue reading
Does a home based business need a small business insurance policy?
Most people do not understand the difference between personal insurance and business insurance. A homeowners policy would not generally cover home-based business losses. If you have a business with inventory, you are especially at risk for an uninsured loss. A home based business … Continue reading
Commercial Auto Insurance
I had a call today for an auto insurance quote. I learned that one of the vehicles was being used for deliveries. This vehicle would have to be written as a commercial auto insurance policy. If they were insured under … Continue reading
What if I Don't Pay my Auto Insurance Bill?
It snowed today. A lot. There were probably a number of automobile accidents. Probably some of those drivers didn’t have an active auto insurance policy. Why does this matter? It matters because you may be driving around with just liability … Continue reading
When Catastrophe Strikes, Will Your Business Insurance Be Enough?
There are many coverages on a business policy. Here we will take a look at a few of them: Business Income-reimbursement for lost income if you can’t operate your business due to a covered loss. Example: a 4 alarm fire … Continue reading
How to buy small business liability insurance
When a tenant signs a lease for office/retail space, there is an immediate need for general liability insurance as the landlord requires it in their lease. Many new small business owners have never purchased business liability insurance before. There are … Continue reading
How to save your life!!
If you are involved in an auto accident, you will want your vehicle to have the latest safety features: Anti-Lock Brakes w/ Brake assist Electronic Brake Force Distribution Electronic Stability Control Traction Control System Dual Front Advanced Airbags Front Seat Mounted … Continue reading
Does Your Insurance Agent Answer the Phone?
When a catastrophe occurs after hours, who do you call? If you decide to call your agent, do they answer the phone or give you a call back? Why is this important? Not everything is covered by your insurance policy … Continue reading