Category Archives: Auto Insurance

Black Boxes, Car Insurance and Privacy

Did you know that about 60% of todays automobiles have an “event data recorder” ? This little box records information such as how fast the vehicle was going and how well the brakes and airbags worked — or didn’t. Chips … Continue reading

Auto Insurance, Liability, Vehicle Safety , , , , ,

What are the most stolen vehicles in Salt Lake City?

A recent article in the Deseret News discussed a way to track stolen vehicles with the LoJack system. Many vehicles are stolen and within a short time period are sold to “chop shops” where the parts are removed and resold. … Continue reading

Auto Insurance, Insurance Claims , , , , ,

Are All Insurance Agents the Same?

How do you select an insurance agent? Do you really need the services of an agent? What does an agent really do for the customer? Ther are two types of insurance agents: captive and independent. A captive agent works primarily … Continue reading

Auto Insurance, Homeowners Insurance, Insurance Agents, Insurance Claims , , ,

Shopping for Insurance

You may already have heard the news.  Allstate Insurance is terminating about 20% of their agency force. News such as this causes consumers to shop their insurance.  (When AIG took bailout $$, many consumers made a change)  There is a … Continue reading

Auto Insurance, Homeowners Insurance, Insurance Claims, Renters Insurance , ,

Why does auto insurance cost so much?

A lot of people ask me why insurance costs so much.  Maybe they are a safe driver, or never file claims.   It’s amazing how much insurance carriers pay out in claims.  The auto accident I was involved in recently … Continue reading

Auto Insurance , ,

What to do when you are rear-ended in an auto accident!

This morning I had two phone calls between 8:00 and 8:30 AM from clients who were rear ended. If you want your car repaired by the negligent party, here are some tips for you: Carry a camera or have a … Continue reading

Auto Insurance, blogs, uninsured motorist , , , ,

Commercial Auto Insurance

I had a call today for an auto insurance quote.  I learned that one of the vehicles was being used for deliveries. This vehicle would have to be written as a commercial auto insurance policy. If they were insured under … Continue reading

Auto Insurance, blogs, Business, Commercial Auto Insurance ,

What if I Don't Pay my Auto Insurance Bill?

It snowed today.  A lot.  There were probably a number of  automobile accidents.  Probably some of those drivers didn’t have an active auto insurance policy. Why does this matter? It matters because you may be driving around with just liability … Continue reading

Auto Insurance, blogs, Insurance Claims, uninsured motorist ,

How to save your life!!

If you are involved in an auto accident, you will want your vehicle to have the latest safety features: Anti-Lock Brakes w/ Brake assist Electronic Brake Force Distribution Electronic Stability Control Traction Control System Dual Front Advanced Airbags Front Seat Mounted … Continue reading

Auto Insurance, blogs, Insurance Claims, Vehicle Safety

5 Things to Remember in a Parking Lot Accident

Get out of the car if you are physically able too. Take photos of the collision, the other drivers and close up photos of the damage to each vehicle. Since the police have no jurisdiction for accidents happening on private property, they … Continue reading

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