By placing a device in your vehicle which monitors your driving habits such as: how fast you drive, hard braking, mileage driven,etc, they will determine a new way of pricing auto insurance. Insurance carriers face many costs in writing auto insurance and a certain % of cost is related to administrative costs. Policy processing, billing, commissions or overhead.

The big news here is, your personal driving habits may determine your future costs of auto insurance.

This may save some money for some consumers, but I thnk it will raise the costs of auto insurance for many more.

Stay tuned

1. Fresno Metro
2. Modesto Metro
3. Bakersfield Metro
4. Spokane Metro
5. Vallejo Metro
6. Sacramento Metro

Comprehensive coverage covers theft and vandalism on your vehicle. Check your auto policy for this coverage and your deductible. The insurance carrier pays after the deductible.

For your South Jordan Insurance Needs: Call us @ 801.748.0500.

Serving:
84095,84088,84084,84096,84094,84065,84020,84093,84070,84123

Reserves have declined for some carriers which will require them to raise insurance premiums to rebuild reserves.

Some analysts predict about a 10% increase in 2012. Rates have declined for several years now and insurance companies will tighten up underwriting guidelines, get out of some lines of insurance and raise rates.

Teen also cause 4x as many fatal accidents.  Traffic accidents are the leading cause of death for youthful drivers.

Insurance companies use data to determine actual premiums.  Data showing that teens are involved in this many accidents causes higher premiums.

Auto insurance companies have given good student discountsfor many years  and have offered safe driving programs to educate teen drivers.

Auto insurance companies have learned that the teens involved in these programs statistically did not fare much better than the other teens.  Many insurance companies have subsidized teen driving rates to appease parents.  What this means is that adults are typically paying a higher premium than necessary.

Auto Insurance premiums have many rate factors.  For a quote on your auto insurance please give our office a call @ 801.748.0500.

Our agency helps consumers each year find the right coverage for their situation at a fair price. We offer affordable health, auto, life and home insurance.

Cheap auto insurance typically, is just state minimum limits of liability. Many consumers or agents also remove uninsured motorist coverage which is crucial in a serious accident. If you are seriously injured in an auto accident, the other driver may be uninsured. Uninsured motorist coverage provides coverage for your medical bills.

Think twice before you choose cheap auto insurance.

Drive safely!

Kia Optima
Kia Sedona
Mazda 5
Ford Escape
Hyandai Sante Fe
Mercury Mariner
Chysler PT Cruiser
Chevrolet Equinoz
Suburu Outback
Ford Explorer

Many people will look at this list and decide to purchase one of these vehicles. But, auto insurance has become increasingly more sophisticated in pricing. Each vehicle may have 3 or 4 factors assigned to it to determine an auto insurance rate. Then each driver and household have a number of factors assigned. The composite of all these factors determines the final auto insurance rate.

Auto accident fatalities were more likely to be caused by young drivers texting on their phones while driving.

Should there be laws passed banning the use of cell phones while driving?

Should all drivers pay a higher price on their auto insurance because of the increase in accidents linked to cell phone use?

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