Category Archives: affordable health insurance

Health Insurance

Posted on January 9, 2012 by Renee Darata Leave a comment

Medicare and Medicaid business is 42 % of large health insurance carriers revenues. This is an increase of 6 % since 3 years ago. This may be a trend, to increase the share of government programs, after health care reform … Continue reading →

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Buying Affordable Health Insurance Online without an Agent

Posted on July 14, 2011 by Renee Darata Leave a comment

In the search for health insurance, consumers are directed to many websites where they can receive a quote and apply online. My website allows consumers to apply online as well. Is this in the best interests of consumers? After all, … Continue reading →

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Alphabet soup of Medicare Insurance

Posted on May 14, 2011 by Renee Darata Leave a comment

Most consumers sail through life on a group plan. Then they turn 65 and are eligible for Medicare. Medicare coverage comes with Part A (hospital insurance), Part B (Dr visits, outpatient surgeries, labs), Part C (Medicare Advantage Plans which are … Continue reading →

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Buy Health Insurance Now

Posted on January 25, 2011 by Renee Darata Leave a comment

Now that I have your attention: Many consumers make a big mistake when they decide to purchase health insurance They search online for information, (like you may be doing right now), and they go to a website and fill out … Continue reading →

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Affordable Health Insurance and the MLR

Posted on December 22, 2010 by Renee Darata Leave a comment

I get many phone calls asking for information on individual health insurance but few apply. I can spend 20 minutes on the phone or an hour in my office with a client, or even go through the application process involving … Continue reading →

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Shopping for Insurance-What about Annual Membership Fees?

Posted on December 20, 2010 by Renee Darata Leave a comment

When shopping for your home and auto insurance there are some companies that charge “annual membership fees.” While their home and auto insurance rates may seem affordable, when you factor in an annual membership fee of $165.00, maybe the rates … Continue reading →

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5 Things You Must Know Before Buying Health Insurance

Posted on December 19, 2010 by Renee Darata Leave a comment
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Affordable Health Insurance?

Posted on October 25, 2010 by Renee Darata Leave a comment

Have you had open enrollment yet for 2011? Be ready for some sticker shock as Health Insurance Reform’s early changes are causing premium increases of 10% ,25%, and 80%!! That was no typo. My own group plan increased 25% for … Continue reading →

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What’s Up with Healthcare Reform?

Posted on October 16, 2010 by Renee Darata Leave a comment

On September 23rd 2010, healthcare reform began. The government has new rules on how children can not be declined for health issues. There is also preventative care without any out of pocket expense to the consumer. Lifetime maximum is now … Continue reading →

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Affordable Health Insurance

Posted on September 28, 2010 by Renee Darata Leave a comment

As healthcare reform began last week, health insurance carriers implemented the required changes. Children have to be accepted with pre-existing conditions. Carriers have dropped child only insurance plans and children will need to be on a family plan. Insurance cariers … Continue reading →

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