Author Archives: Renee Darata

Health Insurance Subsidies Make Insurance Affordable?

In the quest for affordable health insurance, the government is introducing subsidies beginning in 2014. Families will fill out an (15 pages for a 3 person family) application [..]

affordable health insurance , , ,

Does your Boat Insurance provide Pollution Liability Coverage?

Boat insurance has many types of coverage including: the hull personal liability trailer to move the boat personal property pollution liability medical payments If you are unlucky enough the [..]

boat insurance, Insurance Claims , ,

I need Health Insurance

In 2013 health insurance is still sold through individual agents and we represent all the major players in Utah.  Each applicant is medically underwritten and can be declined [..]

affordable health insurance, Family health insurance, Health Insurance , ,

Is Flooding around the Corner?

home insurance doesn’t cover flood damage Read more »

Flood Insurance ,

Starting a Business?

New business owners need assistance in crafting their business insurance plan. Read more »

Business, Business Income, General Liability, Liabilty Insurance, Small Business Owner , ,

Homeowners Insurance Claims

With the extreme cold weather in Utah, homeowners have discovered broken or frozen pipes in the morning.  If a homeowner maintained the proper temperature, damage to property from [..]

Homeowners Insurance, Insurance Claims , ,

Americans with Health Insurance

Americans with Health Insurance put off needed medical treatments due to cost. could this be due to the ever increasing deductibles associated with health insurance? Read more »

affordable health insurance, Health Insurance, Healthcare Reform

Does Health Insurance Reform Affect Me?

New taxes go into effect in 2013 to pay for healthcare reform. There is a push toward high deductible health plans and higher and higher deductibles. Combined with insurance premiums, the cost of healthcare is taking a bite out of budgets. Read more »

affordable health insurance, Health Insurance, Healthcare Reform , ,

Need Business Insurance? Call 801-748-0500

If you plan on opening up a Business, don’t wait until the last moment to buy insurance. Any Business should want at the minimum, coverage for the following: [..]

Business, Business Income, Commercial Auto Insurance, General Liability, Liability Insurance, Small Business Owner , , ,

Auto Insurance Rates

How do auto insurance companies decide what to charge for your auto insurance? 1. Driving history-do you have traffic citations or accidents in the last three years. This is [..]

Auto Insurance, Auto Insurance Rate , ,