Friends:
Spring is in the air. That means recreation is on our mind.
The state of UTAH does require liability insurance before you launch your boat.
Some of the Boat insurance options include:
Liabilitycoverage
Physical damage to your boat
Medical payments
Towing
Pollution liability
Personal Property (fishing gear, water skis,etc)
When purchasing a policy ask about agreed value versus actual cash value.
Agreed value coverage means in the event of a claim you will receive the agreed value minus your deductible in the event of a total loss.
Actual cash value means you will receive the fair market value on the date of loss.
I write agreed value policies. The client knows exactly how much they will receive in a total loss.
When choosing the company, keep in mind the policy choices, eligibility, and claims service.
Insurance policies and insurance companies are not all the same.
I can help.
