It’s a new year and you decided to remodel your kitchen, or replace your deck. You’ve made some phone calls and are trying to decide who to hire for the job.
First- Do they have General Liability Insurance?
What about Work Comp?
If their employee gets hurt on your premises and their employer didn’t provide work comp, they may try and file a claim against your homeowners insurance.
What if they damaged your property when they installed your tile? Broke a water pipe under the floor, or spilled grout on your carpet?
Their business liability insurance would pay for the damages to your property.
Always ask for proof of insurance when hiring a business to do a home repair.
Contact Renee, your Small Business Specialist, with questions-
