What to do when you are rear-ended in an auto accident!
December 15th, 2009. Published under Auto Insurance, blogs, uninsured motorist. No Comments.
This morning I had two phone calls between 8:00 and 8:30 AM from clients who were rear ended.
If you want your car repaired by the negligent party, here are some tips for you:
Carry a camera or have a cell phone with a camera option, then get out of the car if you are able to and start snapping photos of the vehicles involved, the driver, the location, damage to the vehicle, witnesses, etc. You can’t have too many photos!!!
Make sure you call the police so they will write an accident report. If you are rear ended, this is proof of the other party’s negligence.
Get the drivers information: name, several phone #’s, address, their insurance carrier and policy #, description of the vehicle.f
If you call me or another agent and only have someone’s name and phone number and they don’t answer the phone when you call, how can we file a claim with their insurance carrier? Most of the time you will fix the car yourself or file with your carrier and pay your collision deductible.
Please call your agent if you are unsure of what to do when you are rear ended in an auto accident!
Safe driving!!
